15 Over Speeding Tickets

Speeding is a common traffic violation that can result in a 15 over speeding ticket. These tickets can have several consequences, even if they initially seem minor.

One major impact is on insurance rates. Insurance companies consider a 15 over speeding ticket as a minor conviction. This conviction can lead to an increase in insurance premiums, though the change is usually smaller compared to more severe tickets.

The fine for a 15 over speeding ticket usually involves a monetary penalty. Although no demerit points are typically added at this level, repeated offences can accumulate and lead to more severe penalties.

Why Fight 15 Over Speeding Ticket In Ontario

Those who receive a 15 over speeding ticket in Ontario may not think it’s worth challenging. Yet, there are important reasons to consider fighting such a ticket.

Insurance Impact: Even minor tickets can influence insurance rates. A conviction for speeding 15 km/h over might lead to an increase in premiums. Insurance companies often assess risk based on the driver’s record, not just the severity of the offence. Multiple offences, even if the offences are minor, could cause an insurance company to refuse to continue coverage or could result in a drastic increase in insurance premiums.

Potential Hidden Costs: Beyond fines, being fined in a community safety zone or construction zone can double or triple costs. These zones are designed to protect the public and workers, so fines are hefty to discourage speeding.

Novice and G2 Drivers: G2 or novice drivers face stricter conditions. Any conviction could result in a moderate or dramatic increase in insurance rates. 

Driving Record: Traffic violations stay on the driver’s record for years, affecting both employment opportunities and driving privileges. Keeping a clean driving record is especially important for those in positions requiring a driver’s license.

Professional Drivers: Professional drivers are particularly vulnerable to any traffic violations. Although there are no demerit points for a 15 over speeding ticket, there are 3 CVOR points. A conviction with CVOR points can cause a professional driver to lose their employment and have trouble finding future employment.

Legal Support: With the complexities of traffic laws, having knowledgeable support from a legal expert like OTD Legal can help navigate the system. 

Reducing Impact or Dismissal: Fighting a ticket provides a chance to reduce penalties or even dismiss the charge. It’s an opportunity to ensure accurate facts and context are considered by the court.

Penalties And Fines For 15 Over Speeding Ticket

A 15 km/h over the posted speed limit ticket in Ontario has the following associated penalties:

• 0 Demerit Points
• $52.50 Total Fine
• Possible insurance rate increase
• A conviction on your driving record

Speeding 15 km/h over the limit can lead to an increase in insurance premiums. Insurance companies primarily focus on traffic convictions rather than demerit points, viewing them as a sign of risky behaviour.

Even without demerit points, a conviction stays on the driving record and can be seen by insurers, leading to higher costs. OTD Legal advises drivers to treat such minor offences seriously, given their potential long-term financial implications. Insurance providers typically consider multiple recent convictions as a high-risk factor, affecting the driver’s insurance eligibility and rates.

Fighting 15 Over Speeding Ticket

Receiving a speeding ticket for going 15 km/h over the limit can feel stressful, but there are ways to contest it. Fighting such a ticket can be worth the effort, especially if it impacts insurance rates, or future or current employment.

Ensuring that all procedures were properly followed by the officer during the ticket issuance could also be vital. A legal professional will review the evidence and look for any weaknesses or missing information that can assist with a defence.

Don’t hesitate to seek legal representation from experienced paralegals. With OTD Legal, drivers can explore all possible defences to fight a traffic ticket effectively. We offer knowledgeable and confident legal support tailored to the specifics of your situation.

Frequently Asked Questions

How much will insurance rates increase after a speeding ticket for 15 km/h over the limit?

Receiving a speeding ticket for 15 km/h over the limit can lead to a noticeable impact on insurance rates. Although it does not always result in a 100% increase, insurance providers take these infractions seriously. Premiums may rise based on the driver’s history and the policies of the insurance company.